Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits — full price in Rapides County, Louisiana (2026)
Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits (97176LA0340015), a gold plan from Blue Cross and Blue Shield of Louisiana in Rapides County, Louisiana, costs $1006.67/month full price for a 40-year-old in 2026 — $2137.79 at 60, with a $1,500 deductible and $9,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 97176LA0340015 · Issuer: Blue Cross and Blue Shield of Louisiana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $787.69 |
| 27 | $825.50 |
| 30 | $894.03 |
| 40 | $1006.67 |
| 50 | $1406.81 |
| 60 | $2137.79 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $4,500
- Individual out-of-pocket max: $9,900
- Family out-of-pocket max: $19,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $710.71/mo. This plan is $1006.67/mo at 40 — a difference of $295.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Rapides County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | HMO Louisiana | $778.49 |
| CHRISTUS Gold Essential | CHRISTUS Health Plan | $794.66 |
| Blue POS Copay (PCP) 75/55 $2000 Standardized | HMO Louisiana | $814.09 |
| CHRISTUS Gold Essential Plus | CHRISTUS Health Plan | $815.63 |
| CHRISTUS Standard Gold | CHRISTUS Health Plan | $822.04 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 97176LA0340015 in FIPS 22079.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Rapides County
Reviewed by Jason Burns, Editorial Steward.