What health insurance costs without a subsidy in Miami County, Kansas (2026)
In Miami County, Kansas, the benchmark silver plan costs $579.41/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $441.90 to $946.41. A 60-year-old pays at least $938.43/month, a 21-year-old at least $345.77. 5 insurers offer 55 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $345.77/mo
- Age 40 — starting at $441.90/mo
- Age 60 — starting at $938.43/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $441.90/mo
- Silver — starting at $570.61/mo
- Gold — starting at $609.73/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Sunflower Health Plan, Blue Cross and Blue Shield of Kansas, Inc., Medica, Oscar Insurance Company, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Miami County (FIPS 20121).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Kansas
- Wallace County — $958.62/mo benchmark
- Clark County — $897.49/mo benchmark
- Finney County — $897.49/mo benchmark
- Ford County — $897.49/mo benchmark
- Grant County — $897.49/mo benchmark
Plans available in this county (55)
- UHC Bronze Essential (No Referrals) — Bronze · $441.90/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $452.31/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $460.27/mo @ 40
- Bronze Classic 4700 — Expanded Bronze · $463.30/mo @ 40
- Everyday Bronze — Expanded Bronze · $464.56/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $464.97/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $466.64/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $478.97/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $480.02/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $482.17/mo @ 40
- Bronze Elite + PCP Saver — Expanded Bronze · $488.98/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $494.80/mo @ 40
- UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $508.80/mo @ 40
- Elite Bronze — Expanded Bronze · $530.60/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $548.26/mo @ 40
- Select by Medica Bronze Share — Expanded Bronze · $623.95/mo @ 40
- Select by Medica Bronze $0 Copay PCP Visits — Expanded Bronze · $674.78/mo @ 40
- BlueCare EPO Bronze — Expanded Bronze · $676.45/mo @ 40
- BlueCare EPO Standardized Expanded Bronze — Expanded Bronze · $681.18/mo @ 40
- Select by Medica Expanded Bronze Standard — Expanded Bronze · $688.62/mo @ 40
- BlueCare EPO Simple Bronze HDHP — Expanded Bronze · $696.30/mo @ 40
- Standard Gold — Gold · $609.73/mo @ 40
- Gold Classic Standard — Gold · $614.28/mo @ 40
- Everyday Gold — Gold · $617.23/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $630.02/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $637.77/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $681.46/mo @ 40
- Elite Gold — Gold · $688.50/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $705.61/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $711.42/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $717.80/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $719.61/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $731.80/mo @ 40
- BlueCare EPO Gold Plus — Gold · $784.16/mo @ 40
- BlueCare EPO Gold — Gold · $808.72/mo @ 40
- BlueCare EPO Standardized Gold — Gold · $810.62/mo @ 40
- Select by Medica Gold $0 Copay PCP Visits — Gold · $865.26/mo @ 40
- Select by Medica Gold Share — Gold · $879.98/mo @ 40
- Select by Medica Gold Standard — Gold · $900.86/mo @ 40
- Silver Classic Standard — Silver · $570.61/mo @ 40
Showing first 40 of 55 plans on file.
Reviewed by Jason Burns, Editorial Steward.