BlueCare EPO Standardized Gold — full price in Miami County, Kansas (2026)
BlueCare EPO Standardized Gold (18558KS0420004), a gold plan from Blue Cross and Blue Shield of Kansas, Inc. in Miami County, Kansas, costs $810.62/month full price for a 40-year-old in 2026 — $1721.46 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 18558KS0420004 · Issuer: Blue Cross and Blue Shield of Kansas, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $634.29 |
| 27 | $664.73 |
| 30 | $719.92 |
| 40 | $810.62 |
| 50 | $1132.84 |
| 60 | $1721.46 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $579.41/mo. This plan is $810.62/mo at 40 — a difference of $231.21/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Miami County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Sunflower Health Plan | $609.73 |
| Gold Classic Standard | Oscar Insurance Company | $614.28 |
| Everyday Gold | Ambetter from Sunflower Health Plan | $617.23 |
| Standard Gold + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $630.02 |
| Everyday Gold + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $637.77 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 18558KS0420004 in FIPS 20121.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Miami County
Reviewed by Jason Burns, Editorial Steward.