Select by Medica Gold $0 Copay PCP Visits — full price in Miami County, Kansas (2026)
Select by Medica Gold $0 Copay PCP Visits (39520KS0040045), a gold plan from Medica in Miami County, Kansas, costs $865.26/month full price for a 40-year-old in 2026 — $1837.50 at 60, with a $1,500 deductible and $8,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 39520KS0040045 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $677.04 |
| 27 | $709.54 |
| 30 | $768.45 |
| 40 | $865.26 |
| 50 | $1209.20 |
| 60 | $1837.50 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $8,800
- Family out-of-pocket max: $17,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $579.41/mo. This plan is $865.26/mo at 40 — a difference of $285.85/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Miami County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Sunflower Health Plan | $609.73 |
| Gold Classic Standard | Oscar Insurance Company | $614.28 |
| Everyday Gold | Ambetter from Sunflower Health Plan | $617.23 |
| Standard Gold + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $630.02 |
| Everyday Gold + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $637.77 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 39520KS0040045 in FIPS 20121.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Miami County
Reviewed by Jason Burns, Editorial Steward.