What health insurance costs without a subsidy in Posey County, Indiana (2026)
In Posey County, Indiana, the benchmark silver plan costs $469.65/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $392.50 to $1039.58. A 60-year-old pays at least $833.52/month, a 21-year-old at least $307.12. 4 insurers offer 56 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $307.12/mo
- Age 40 — starting at $392.50/mo
- Age 60 — starting at $833.52/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $395.63/mo
- Silver — starting at $463.20/mo
- Gold — starting at $727.45/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter Health, Anthem Blue Cross and Blue Shield, CareSource, Cigna Healthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Posey County (FIPS 18129).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Indiana
- Adams County — $515.75/mo benchmark
- Dekalb County — $515.75/mo benchmark
- Huntington County — $515.75/mo benchmark
- Lagrange County — $515.75/mo benchmark
- Noble County — $515.75/mo benchmark
Plans available in this county (56)
- Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Bronze · $395.63/mo @ 40
- Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Bronze · $403.99/mo @ 40
- Anthem Catastrophic Essential (+ Incentives) — Catastrophic · $392.50/mo @ 40
- Connect Bronze SW CMS Standard — Expanded Bronze · $407.40/mo @ 40
- Connect myDiabetesCare Bronze SW — Expanded Bronze · $410.02/mo @ 40
- Connect Bronze SW 4500 Indiv Med Deductible — Expanded Bronze · $410.38/mo @ 40
- Connect Bronze SW 7400 Indiv Med Deductible — Expanded Bronze · $410.81/mo @ 40
- Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $411.94/mo @ 40
- Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $419.12/mo @ 40
- Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $421.62/mo @ 40
- Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $421.62/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $433.51/mo @ 40
- Anthem Bronze Essential 6500 HSA (+ Incentives) — Expanded Bronze · $435.03/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $437.22/mo @ 40
- Bronze 7500 $25 Generic Drugs — Expanded Bronze · $446.21/mo @ 40
- Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $450.03/mo @ 40
- HSA Eligible Bronze 6000 — Expanded Bronze · $467.41/mo @ 40
- Standard Gold — Gold · $727.45/mo @ 40
- Connect Gold SW 2700 Indiv Med Deductible — Gold · $743.35/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $746.63/mo @ 40
- Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $748.87/mo @ 40
- Connect Gold SW CMS Standard — Gold · $752.60/mo @ 40
- Complete Gold — Gold · $757.90/mo @ 40
- Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $762.45/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services — Gold · $777.14/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $777.88/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold · $780.89/mo @ 40
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services — Gold · $781.15/mo @ 40
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold · $784.88/mo @ 40
- Elite Gold — Gold · $818.45/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $840.03/mo @ 40
- Gold 2000 $15 Generic Drugs — Gold · $846.98/mo @ 40
- Gold 2000 $15 Generic Drugs + Adult Vision & Fitness — Gold · $850.71/mo @ 40
- Platinum Zero $5 Generic Drugs — Platinum · $1035.85/mo @ 40
- Platinum Zero $5 Generic Drugs + Adult Vision & Fitness — Platinum · $1039.58/mo @ 40
- Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $463.20/mo @ 40
- Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $469.65/mo @ 40
- Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $470.65/mo @ 40
- Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $471.43/mo @ 40
- Anthem Silver Essential 3500 HSA (+ Incentives) — Silver · $487.37/mo @ 40
Showing first 40 of 56 plans on file.
Reviewed by Jason Burns, Editorial Steward.