What health insurance costs without a subsidy in Lagrange County, Indiana (2026)
In Lagrange County, Indiana, the benchmark silver plan costs $515.75/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $431.02 to $1167.72. A 60-year-old pays at least $915.32/month, a 21-year-old at least $337.26. 3 insurers offer 47 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $337.26/mo
- Age 40 — starting at $431.02/mo
- Age 60 — starting at $915.32/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $434.46/mo
- Silver — starting at $508.66/mo
- Gold — starting at $649.88/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter Health, Anthem Blue Cross and Blue Shield, CareSource
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Lagrange County (FIPS 18087).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Indiana
- Adams County — $515.75/mo benchmark
- Dekalb County — $515.75/mo benchmark
- Huntington County — $515.75/mo benchmark
- Noble County — $515.75/mo benchmark
- Steuben County — $515.75/mo benchmark
Plans available in this county (47)
- Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Bronze · $434.46/mo @ 40
- Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Bronze · $443.64/mo @ 40
- Anthem Catastrophic Essential (+ Incentives) — Catastrophic · $431.02/mo @ 40
- Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $452.37/mo @ 40
- Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $460.26/mo @ 40
- Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $463.01/mo @ 40
- Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $463.01/mo @ 40
- Anthem Bronze Essential 6500 HSA (+ Incentives) — Expanded Bronze · $477.72/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $486.95/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $491.11/mo @ 40
- Bronze 7500 $25 Generic Drugs — Expanded Bronze · $501.21/mo @ 40
- Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $505.50/mo @ 40
- HSA Eligible Bronze 6000 — Expanded Bronze · $525.02/mo @ 40
- Standard Gold — Gold · $649.88/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $667.02/mo @ 40
- Complete Gold — Gold · $677.09/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $694.94/mo @ 40
- Elite Gold — Gold · $731.19/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $750.46/mo @ 40
- Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $822.37/mo @ 40
- Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $837.28/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services — Gold · $872.93/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold · $877.14/mo @ 40
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services — Gold · $877.43/mo @ 40
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold · $881.62/mo @ 40
- Gold 2000 $15 Generic Drugs — Gold · $951.38/mo @ 40
- Gold 2000 $15 Generic Drugs + Adult Vision & Fitness — Gold · $955.57/mo @ 40
- Platinum Zero $5 Generic Drugs — Platinum · $1163.53/mo @ 40
- Platinum Zero $5 Generic Drugs + Adult Vision & Fitness — Platinum · $1167.72/mo @ 40
- Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $508.66/mo @ 40
- Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $515.75/mo @ 40
- Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $516.84/mo @ 40
- Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $517.69/mo @ 40
- Standard Silver — Silver · $526.46/mo @ 40
- Focused Silver — Silver · $531.15/mo @ 40
- Anthem Silver Essential 3500 HSA (+ Incentives) — Silver · $535.20/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $540.34/mo @ 40
- Focused Silver + Vision + Adult Dental — Silver · $545.15/mo @ 40
- Low Premium Silver 6200 $3 Generic Drugs — Silver · $597.49/mo @ 40
- Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness — Silver · $601.63/mo @ 40
Showing first 40 of 47 plans on file.
Reviewed by Jason Burns, Editorial Steward.