Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — full price in Posey County, Indiana (2026)
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness (54192IN0020032), a silver plan from CareSource in Posey County, Indiana, costs $548.53/month full price for a 40-year-old in 2026 — $1164.87 at 60, with a $5,000 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 54192IN0020032 · Issuer: CareSource · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $429.21 |
| 27 | $449.81 |
| 30 | $487.15 |
| 40 | $548.53 |
| 50 | $766.57 |
| 60 | $1164.87 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $469.65/mo. This plan is $548.53/mo at 40 — a difference of $78.88/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Posey County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $463.20 |
| Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $469.65 |
| Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $470.65 |
| Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $471.43 |
| Anthem Silver Essential 3500 HSA (+ Incentives) | Anthem Blue Cross and Blue Shield | $487.37 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 54192IN0020032 in FIPS 18129.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Posey County
Reviewed by Jason Burns, Editorial Steward.