What health insurance costs without a subsidy in Bremer County, Iowa (2026)
In Bremer County, Iowa, the benchmark silver plan costs $580.55/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $384.83 to $1069.04. A 60-year-old pays at least $817.24/month, a 21-year-old at least $301.13. 3 insurers offer 32 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $301.13/mo
- Age 40 — starting at $384.83/mo
- Age 60 — starting at $817.24/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $538.70/mo
- Gold — starting at $477.64/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Medica, Oscar Insurance Company, Wellmark Health Plan of Iowa, Inc.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Bremer County (FIPS 19017).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Iowa
- Pocahontas County — $620.90/mo benchmark
- Adams County — $608.52/mo benchmark
- Clarke County — $608.52/mo benchmark
- Guthrie County — $608.52/mo benchmark
- Harrison County — $608.52/mo benchmark
Plans available in this county (32)
- Secure — Catastrophic · $384.83/mo @ 40
- Wellmark Bronze Standard | UnityPoint Health — Expanded Bronze · $386.77/mo @ 40
- Wellmark Bronze Traditional HMO — Expanded Bronze · $387.84/mo @ 40
- Wellmark Bronze HDHP HMO HSA Qualified — Expanded Bronze · $395.97/mo @ 40
- Wellmark Standard Bronze HMO — Expanded Bronze · $415.70/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $429.66/mo @ 40
- Bronze Classic 4700 — Expanded Bronze · $442.81/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $471.09/mo @ 40
- Inspire by Medica Bronze Share — Expanded Bronze · $512.57/mo @ 40
- Inspire by Medica Bronze $0 Copay PCP Visits — Expanded Bronze · $557.29/mo @ 40
- Inspire by Medica Expanded Bronze Standard — Expanded Bronze · $564.03/mo @ 40
- Medica Insure Expanded Bronze Standard — Expanded Bronze · $731.19/mo @ 40
- Wellmark Gold Primary Care | UnityPoint Health — Gold · $477.64/mo @ 40
- Wellmark Gold Traditional HMO — Gold · $531.41/mo @ 40
- Wellmark Standard Gold HMO — Gold · $540.90/mo @ 40
- Gold Classic Standard — Gold · $556.02/mo @ 40
- Gold Elite — Gold · $600.57/mo @ 40
- Inspire by Medica Gold $0 Copay PCP Visits — Gold · $775.78/mo @ 40
- Inspire by Medica Gold Share — Gold · $798.98/mo @ 40
- Inspire by Medica Gold Standard — Gold · $823.18/mo @ 40
- Medica Insure Gold Standard — Gold · $1067.16/mo @ 40
- Wellmark Silver Primary Care | UnityPoint Health — Silver · $538.70/mo @ 40
- Wellmark Silver Traditional HMO — Silver · $580.55/mo @ 40
- Silver Simple PCP Saver — Silver · $586.74/mo @ 40
- Silver Classic Standard — Silver · $587.38/mo @ 40
- Wellmark Standard Silver HMO — Silver · $589.05/mo @ 40
- Silver Classic — Silver · $595.06/mo @ 40
- Silver Simple Diabetes — Silver · $599.36/mo @ 40
- Inspire by Medica Silver $0 Copay PCP Visits — Silver · $788.26/mo @ 40
- Inspire by Medica Silver Share — Silver · $811.93/mo @ 40
- Inspire by Medica Silver Standard — Silver · $824.64/mo @ 40
- Medica Insure Silver Standard — Silver · $1069.04/mo @ 40
Reviewed by Jason Burns, Editorial Steward.