Wellmark Gold Primary Care | UnityPoint Health — full price in Bremer County, Iowa (2026)
Wellmark Gold Primary Care | UnityPoint Health (25896IA0370011), a gold plan from Wellmark Health Plan of Iowa, Inc. in Bremer County, Iowa, costs $477.64/month full price for a 40-year-old in 2026 — $1014.33 at 60, with a $2,300 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 25896IA0370011 · Issuer: Wellmark Health Plan of Iowa, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $373.74 |
| 27 | $391.68 |
| 30 | $424.19 |
| 40 | $477.64 |
| 50 | $667.50 |
| 60 | $1014.33 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,300
- Family deductible: $4,600
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $580.55/mo. This plan is $477.64/mo at 40 — a difference of $-102.91/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Bremer County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Gold Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $531.41 |
| Wellmark Standard Gold HMO | Wellmark Health Plan of Iowa, Inc. | $540.90 |
| Gold Classic Standard | Oscar Insurance Company | $556.02 |
| Gold Elite | Oscar Insurance Company | $600.57 |
| Inspire by Medica Gold $0 Copay PCP Visits | Medica | $775.78 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 25896IA0370011 in FIPS 19017.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Bremer County
Reviewed by Jason Burns, Editorial Steward.