Wellmark Silver Primary Care | UnityPoint Health — full price in Bremer County, Iowa (2026)
Wellmark Silver Primary Care | UnityPoint Health (25896IA0370010), a silver plan from Wellmark Health Plan of Iowa, Inc. in Bremer County, Iowa, costs $538.70/month full price for a 40-year-old in 2026 — $1143.99 at 60, with a $5,700 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 25896IA0370010 · Issuer: Wellmark Health Plan of Iowa, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $421.51 |
| 27 | $441.75 |
| 30 | $478.42 |
| 40 | $538.70 |
| 50 | $752.83 |
| 60 | $1143.99 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,700
- Family deductible: $11,400
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $580.55/mo. This plan is $538.70/mo at 40 — a difference of $-41.85/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Bremer County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Silver Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $580.55 |
| Silver Simple PCP Saver | Oscar Insurance Company | $586.74 |
| Silver Classic Standard | Oscar Insurance Company | $587.38 |
| Wellmark Standard Silver HMO | Wellmark Health Plan of Iowa, Inc. | $589.05 |
| Silver Classic | Oscar Insurance Company | $595.06 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 25896IA0370010 in FIPS 19017.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Bremer County
Reviewed by Jason Burns, Editorial Steward.