What health insurance costs without a subsidy in Audubon County, Iowa (2026)
In Audubon County, Iowa, the benchmark silver plan costs $568.88/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $398.68 to $896.37. A 60-year-old pays at least $846.64/month, a 21-year-old at least $311.96. 5 insurers offer 54 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $311.96/mo
- Age 40 — starting at $398.68/mo
- Age 60 — starting at $846.64/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $562.60/mo
- Gold — starting at $560.15/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter Health, Medica, Oscar Insurance Company, UnitedHealthcare, Wellmark Health Plan of Iowa, Inc.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Audubon County (FIPS 19009).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Iowa
- Pocahontas County — $620.90/mo benchmark
- Adams County — $608.52/mo benchmark
- Clarke County — $608.52/mo benchmark
- Guthrie County — $608.52/mo benchmark
- Harrison County — $608.52/mo benchmark
Plans available in this county (54)
- Secure — Catastrophic · $398.68/mo @ 40
- Wellmark Bronze Traditional HMO — Expanded Bronze · $408.82/mo @ 40
- Wellmark Bronze HDHP HMO HSA Qualified — Expanded Bronze · $417.38/mo @ 40
- Wellmark Standard Bronze HMO — Expanded Bronze · $438.18/mo @ 40
- Everyday Bronze — Expanded Bronze · $441.65/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $442.54/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $445.12/mo @ 40
- Bronze Classic 4700 — Expanded Bronze · $458.74/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $460.37/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $461.29/mo @ 40
- UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $480.26/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $481.95/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $488.04/mo @ 40
- UHC Bronze Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $497.33/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $500.66/mo @ 40
- Elite Bronze — Expanded Bronze · $511.81/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $533.50/mo @ 40
- Medica Insure Bronze Share — Expanded Bronze · $557.15/mo @ 40
- Medica Insure Bronze $0 Copay PCP Visits — Expanded Bronze · $605.77/mo @ 40
- Medica Insure Expanded Bronze Standard — Expanded Bronze · $613.09/mo @ 40
- Wellmark Gold Traditional HMO — Gold · $560.15/mo @ 40
- Wellmark Standard Gold HMO — Gold · $570.15/mo @ 40
- Gold Classic Standard — Gold · $576.03/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $588.01/mo @ 40
- Standard Gold — Gold · $601.72/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $603.34/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) — Gold · $609.82/mo @ 40
- Everyday Gold — Gold · $611.23/mo @ 40
- Gold Elite — Gold · $622.18/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $626.89/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $627.22/mo @ 40
- Complete Gold — Gold · $633.30/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $637.14/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $660.14/mo @ 40
- Medica Insure Gold $0 Copay PCP Visits — Gold · $843.26/mo @ 40
- Medica Insure Gold Share — Gold · $868.49/mo @ 40
- Medica Insure Gold Standard — Gold · $894.79/mo @ 40
- Standard Silver — Silver · $562.60/mo @ 40
- Focused Silver — Silver · $568.88/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $586.45/mo @ 40
Showing first 40 of 54 plans on file.
Reviewed by Jason Burns, Editorial Steward.