UHC Bronze Standard (No Referrals) — full price in Audubon County, Iowa (2026)
UHC Bronze Standard (No Referrals) (56610IA0100001), a expanded bronze plan from UnitedHealthcare in Audubon County, Iowa, costs $481.95/month full price for a 40-year-old in 2026 — $1023.48 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 56610IA0100001 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $377.11 |
| 27 | $395.21 |
| 30 | $428.02 |
| 40 | $481.95 |
| 50 | $673.52 |
| 60 | $1023.48 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $568.88/mo. This plan is $481.95/mo at 40 — a difference of $-86.93/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Audubon County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $408.82 |
| Wellmark Bronze HDHP HMO HSA Qualified | Wellmark Health Plan of Iowa, Inc. | $417.38 |
| Wellmark Standard Bronze HMO | Wellmark Health Plan of Iowa, Inc. | $438.18 |
| Everyday Bronze | Ambetter Health | $441.65 |
| Standard Expanded Bronze | Ambetter Health | $442.54 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 56610IA0100001 in FIPS 19009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Audubon County
Reviewed by Jason Burns, Editorial Steward.