Medica Insure Silver $0 Copay PCP Visits — full price in Audubon County, Iowa (2026)
Medica Insure Silver $0 Copay PCP Visits (93078IA0060047), a silver plan from Medica in Audubon County, Iowa, costs $856.83/month full price for a 40-year-old in 2026 — $1819.59 at 60, with a $3,500 deductible and $10,450 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 93078IA0060047 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $670.45 |
| 27 | $702.63 |
| 30 | $760.96 |
| 40 | $856.83 |
| 50 | $1197.42 |
| 60 | $1819.59 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $10,450
- Family out-of-pocket max: $20,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $568.88/mo. This plan is $856.83/mo at 40 — a difference of $287.95/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Audubon County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health | $562.60 |
| Focused Silver | Ambetter Health | $568.88 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $586.45 |
| Focused Silver + Vision + Adult Dental | Ambetter Health | $592.99 |
| Silver Simple PCP Saver | Oscar Insurance Company | $607.85 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 93078IA0060047 in FIPS 19009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Audubon County
Reviewed by Jason Burns, Editorial Steward.