What health insurance costs without a subsidy in New Castle County, Delaware (2026)
In New Castle County, Delaware, the benchmark silver plan costs $691.70/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $467.86 to $1020.46. A 60-year-old pays at least $993.57/month, a 21-year-old at least $366.09. 3 insurers offer 40 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $366.09/mo
- Age 40 — starting at $467.86/mo
- Age 60 — starting at $993.57/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $542.33/mo
- Silver — starting at $685.23/mo
- Gold — starting at $727.21/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter Health of Delaware, AmeriHealth Caritas Next, Highmark Blue Cross Blue Shield Delaware
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for New Castle County (FIPS 10003).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Delaware
- Kent County — $691.70/mo benchmark
- Sussex County — $691.70/mo benchmark
Plans available in this county (40)
- AmeriHealth Caritas Next Bronze Essential + No Referrals — Bronze · $542.33/mo @ 40
- my Blue Access Major Events Select PPO Catastrophic 10600 - 3 Free PCP Visits — Catastrophic · $467.86/mo @ 40
- Everyday Bronze — Expanded Bronze · $558.65/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $560.77/mo @ 40
- AmeriHealth Caritas Next Bronze Signature + No Referrals — Expanded Bronze · $575.64/mo @ 40
- my Blue Access Select PPO Bronze 9200 — Expanded Bronze · $578.21/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $580.01/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $582.21/mo @ 40
- AmeriHealth Caritas Next Bronze Premier + No Referrals — Expanded Bronze · $587.19/mo @ 40
- Principal Bronze HSA — Expanded Bronze · $594.86/mo @ 40
- Principal Bronze HSA + Vision + Adult Dental — Expanded Bronze · $617.60/mo @ 40
- my Blue Access Select PPO Standard Bronze 7500 — Expanded Bronze · $624.61/mo @ 40
- my Blue Access Select PPO Bronze 3800 — Expanded Bronze · $631.18/mo @ 40
- my Blue Access Select PPO Bronze 3800 + Adult Dental and Vision — Expanded Bronze · $651.87/mo @ 40
- Clear Gold — Gold · $727.21/mo @ 40
- AmeriHealth Caritas Next Gold Signature + No Referrals — Gold · $738.43/mo @ 40
- Standard Gold — Gold · $745.60/mo @ 40
- my Blue Access Select PPO Standard Gold 2000 — Gold · $747.92/mo @ 40
- Clear Gold + Vision + Adult Dental — Gold · $755.02/mo @ 40
- my Blue Access Select PPO Gold 1700 HSA — Gold · $760.04/mo @ 40
- AmeriHealth Caritas Next Gold Premier + No Referrals — Gold · $764.98/mo @ 40
- my Blue Access Select PPO Standard Gold 2000 + Adult Dental and Vision — Gold · $768.61/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $774.11/mo @ 40
- Complete Gold — Gold · $780.87/mo @ 40
- my Blue Access Select PPO Gold 0 — Gold · $799.94/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $810.72/mo @ 40
- my Blue Access Select PPO Gold 0 + Adult Dental and Vision — Gold · $820.64/mo @ 40
- my Blue Access Select PPO Premier Gold 0 + Adult Dental and Vision — Gold · $833.29/mo @ 40
- my Blue Access Select PPO Standard Platinum 0 — Platinum · $1014.96/mo @ 40
- my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision — Platinum · $1020.46/mo @ 40
- Standard Silver — Silver · $685.23/mo @ 40
- Focused Silver — Silver · $691.70/mo @ 40
- Focused Silver + Vision + Adult Dental — Silver · $718.15/mo @ 40
- Elite Silver — Silver · $736.29/mo @ 40
- AmeriHealth Caritas Next Silver Signature + No Referrals — Silver · $760.52/mo @ 40
- Elite Silver + Vision + Adult Dental — Silver · $764.44/mo @ 40
- AmeriHealth Caritas Next Silver Essential + No Referrals — Silver · $765.66/mo @ 40
- AmeriHealth Caritas Next Silver Premier + No Referrals — Silver · $766.47/mo @ 40
- my Blue Access Select PPO Standard Silver 6000 — Silver · $805.14/mo @ 40
- my Blue Access Select PPO Premier Silver 0 + Adult Dental and Vision — Silver · $893.23/mo @ 40
Reviewed by Jason Burns, Editorial Steward.