my Blue Access Select PPO Standard Gold 2000 — full price in New Castle County, Delaware (2026)
my Blue Access Select PPO Standard Gold 2000 (76168DE0690010), a gold plan from Highmark Blue Cross Blue Shield Delaware in New Castle County, Delaware, costs $747.92/month full price for a 40-year-old in 2026 — $1588.31 at 60, with a $2,000 deductible and $8,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 76168DE0690010 · Issuer: Highmark Blue Cross Blue Shield Delaware · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $585.23 |
| 27 | $613.32 |
| 30 | $664.24 |
| 40 | $747.92 |
| 50 | $1045.22 |
| 60 | $1588.31 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,300
- Family out-of-pocket max: $16,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $691.70/mo. This plan is $747.92/mo at 40 — a difference of $56.22/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in New Castle County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter Health of Delaware | $727.21 |
| AmeriHealth Caritas Next Gold Signature + No Referrals | AmeriHealth Caritas Next | $738.43 |
| Standard Gold | Ambetter Health of Delaware | $745.60 |
| Clear Gold + Vision + Adult Dental | Ambetter Health of Delaware | $755.02 |
| my Blue Access Select PPO Gold 1700 HSA | Highmark Blue Cross Blue Shield Delaware | $760.04 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 76168DE0690010 in FIPS 10003.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in New Castle County
Reviewed by Jason Burns, Editorial Steward.