my Blue Access Select PPO Standard Silver 6000 — full price in New Castle County, Delaware (2026)
my Blue Access Select PPO Standard Silver 6000 (76168DE0690009), a silver plan from Highmark Blue Cross Blue Shield Delaware in New Castle County, Delaware, costs $805.14/month full price for a 40-year-old in 2026 — $1709.82 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 76168DE0690009 · Issuer: Highmark Blue Cross Blue Shield Delaware · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $630.00 |
| 27 | $660.24 |
| 30 | $715.05 |
| 40 | $805.14 |
| 50 | $1125.18 |
| 60 | $1709.82 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $691.70/mo. This plan is $805.14/mo at 40 — a difference of $113.44/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in New Castle County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health of Delaware | $685.23 |
| Focused Silver | Ambetter Health of Delaware | $691.70 |
| Focused Silver + Vision + Adult Dental | Ambetter Health of Delaware | $718.15 |
| Elite Silver | Ambetter Health of Delaware | $736.29 |
| AmeriHealth Caritas Next Silver Signature + No Referrals | AmeriHealth Caritas Next | $760.52 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 76168DE0690009 in FIPS 10003.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in New Castle County
Reviewed by Jason Burns, Editorial Steward.