UHC Silver Value ($0 Virtual Urgent Care, No Referrals) — full price in Laramie County, Wyoming (2026)
UHC Silver Value ($0 Virtual Urgent Care, No Referrals) (49714WY0200004), a silver plan from UnitedHealthcare in Laramie County, Wyoming, costs $1222.28/month full price for a 40-year-old in 2026 — $2595.67 at 60, with a $5,400 deductible and $9,850 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49714WY0200004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $956.40 |
| 27 | $1002.31 |
| 30 | $1085.51 |
| 40 | $1222.28 |
| 50 | $1708.13 |
| 60 | $2595.67 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,400
- Family deductible: $10,800
- Individual out-of-pocket max: $9,850
- Family out-of-pocket max: $19,700
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1027.31/mo. This plan is $1222.28/mo at 40 — a difference of $194.97/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Laramie County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BlueSelect Silver Standard without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1026.28 |
| BlueSelect Silver HealthPlus without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1027.31 |
| BlueSelect Silver Classic without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1029.06 |
| BlueSelect Silver HealthPlus | Blue Cross Blue Shield of Wyoming | $1030.76 |
| BlueSelect Silver Classic | Blue Cross Blue Shield of Wyoming | $1032.51 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49714WY0200004 in FIPS 56021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Laramie County
Reviewed by Jason Burns, Editorial Steward.