BlueSelect Silver HealthPlus — full price in Laramie County, Wyoming (2026)
BlueSelect Silver HealthPlus (11269WY0070016), a silver plan from Blue Cross Blue Shield of Wyoming in Laramie County, Wyoming, costs $1030.76/month full price for a 40-year-old in 2026 — $2188.95 at 60, with a $5,500 deductible and $9,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 11269WY0070016 · Issuer: Blue Cross Blue Shield of Wyoming · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $806.54 |
| 27 | $845.26 |
| 30 | $915.42 |
| 40 | $1030.76 |
| 50 | $1440.48 |
| 60 | $2188.95 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,500
- Family deductible: $11,000
- Individual out-of-pocket max: $9,400
- Family out-of-pocket max: $18,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1027.31/mo. This plan is $1030.76/mo at 40 — a difference of $3.45/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Laramie County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BlueSelect Silver Standard without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1026.28 |
| BlueSelect Silver HealthPlus without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1027.31 |
| BlueSelect Silver Classic without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1029.06 |
| BlueSelect Silver Classic | Blue Cross Blue Shield of Wyoming | $1032.51 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $1212.65 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 11269WY0070016 in FIPS 56021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Laramie County
Reviewed by Jason Burns, Editorial Steward.