Premier $4,000 - 50% — full price in Douglas County, Wisconsin (2026)
Premier $4,000 - 50% (38166WI0310030), a silver plan from Security Health Plan in Douglas County, Wisconsin, costs $1001.40/month full price for a 40-year-old in 2026 — $2126.61 at 60, with a $4,000 deductible and $8,650 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Douglas County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 38166WI0310030 · Issuer: Security Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $783.58 |
| 27 | $821.18 |
| 30 | $889.35 |
| 40 | $1001.40 |
| 50 | $1399.46 |
| 60 | $2126.61 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $8,650
- Family out-of-pocket max: $17,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.36/mo. This plan is $1001.40/mo at 40 — a difference of $331.04/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Douglas County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Essentia Choice Care with Medica Silver $0 Copay PCP Visits | Medica | $655.91 |
| Essentia Choice Care with Medica Silver Share | Medica | $670.36 |
| Essentia Choice Care with Medica Silver Standard | Medica | $672.04 |
| Atlas $3,800 HSA Silver | HealthPartners | $673.45 |
| Atlas $3,050 Plus Silver | HealthPartners | $698.26 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38166WI0310030 in FIPS 55031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Douglas County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/wi/douglas/38166wi0310030 · Record ID PHI-C45WGA6U