Essentia Choice Care with Medica Silver Share — full price in Douglas County, Wisconsin (2026)
Essentia Choice Care with Medica Silver Share (57845WI0060027), a silver plan from Medica in Douglas County, Wisconsin, costs $670.36/month full price for a 40-year-old in 2026 — $1423.59 at 60, with a $3,525 deductible and $8,850 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 57845WI0060027 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $524.54 |
| 27 | $549.71 |
| 30 | $595.35 |
| 40 | $670.36 |
| 50 | $936.82 |
| 60 | $1423.59 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,525
- Family deductible: $7,050
- Individual out-of-pocket max: $8,850
- Family out-of-pocket max: $17,700
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.36/mo. This plan is $670.36/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Douglas County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Essentia Choice Care with Medica Silver $0 Copay PCP Visits | Medica | $655.91 |
| Essentia Choice Care with Medica Silver Standard | Medica | $672.04 |
| Atlas $3,800 HSA Silver | HealthPartners | $673.45 |
| Atlas $3,050 Plus Silver | HealthPartners | $698.26 |
| Atlas $6,000 Standard Silver | HealthPartners | $709.26 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 57845WI0060027 in FIPS 55031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Douglas County
Reviewed by Jason Burns, Editorial Steward.