Dean Gold Standard — full price in Dane County, Wisconsin (2026)
Dean Gold Standard (38345WI0010162), a gold plan from Dean Health Plan in Dane County, Wisconsin, costs $629.96/month full price for a 40-year-old in 2026 — $1337.80 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38345WI0010162 · Issuer: Dean Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $492.93 |
| 27 | $516.59 |
| 30 | $559.47 |
| 40 | $629.96 |
| 50 | $880.36 |
| 60 | $1337.80 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $547.95/mo. This plan is $629.96/mo at 40 — a difference of $82.01/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Dane County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Better Together HMO Gold 1500 Ded/8000 MOOP with Vision | Group Health Cooperative-SCW | $531.28 |
| Better Together HMO Gold 2000 Ded/8200 MOOP | Group Health Cooperative-SCW | $550.23 |
| Better Together HMO Gold 4000 Ded/4000 MOOP HSA | Group Health Cooperative-SCW | $553.57 |
| Dean Focus Gold Share | Dean Health Plan | $565.06 |
| Dean Focus Gold Standard | Dean Health Plan | $585.87 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38345WI0010162 in FIPS 55025.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Dane County
Reviewed by Jason Burns, Editorial Steward.