Better Together HMO Gold 1500 Ded/8000 MOOP with Vision — full price in Dane County, Wisconsin (2026)
Better Together HMO Gold 1500 Ded/8000 MOOP with Vision (94529WI0240063), a gold plan from Group Health Cooperative-SCW in Dane County, Wisconsin, costs $531.28/month full price for a 40-year-old in 2026 — $1128.24 at 60, with a $1,500 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 94529WI0240063 · Issuer: Group Health Cooperative-SCW · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $415.72 |
| 27 | $435.67 |
| 30 | $471.83 |
| 40 | $531.28 |
| 50 | $742.46 |
| 60 | $1128.24 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $547.95/mo. This plan is $531.28/mo at 40 — a difference of $-16.67/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Dane County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Better Together HMO Gold 2000 Ded/8200 MOOP | Group Health Cooperative-SCW | $550.23 |
| Better Together HMO Gold 4000 Ded/4000 MOOP HSA | Group Health Cooperative-SCW | $553.57 |
| Dean Focus Gold Share | Dean Health Plan | $565.06 |
| Dean Focus Gold Standard | Dean Health Plan | $585.87 |
| Dean Focus Gold HSA | Dean Health Plan | $599.06 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 94529WI0240063 in FIPS 55025.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Dane County
Reviewed by Jason Burns, Editorial Steward.