Premier $5,000 HDHP — full price in Chippewa County, Wisconsin (2026)
Premier $5,000 HDHP (38166WI0310004), a silver plan from Security Health Plan in Chippewa County, Wisconsin, costs $1002.42/month full price for a 40-year-old in 2026 — $2128.78 at 60, with a $5,000 deductible and $6,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38166WI0310004 · Issuer: Security Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $784.38 |
| 27 | $822.02 |
| 30 | $890.26 |
| 40 | $1002.42 |
| 50 | $1400.88 |
| 60 | $2128.78 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $6,500
- Family out-of-pocket max: $13,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $746.29/mo. This plan is $1002.42/mo at 40 — a difference of $256.13/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Chippewa County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Select $6,000 - 40% | Security Health Plan | $730.59 |
| Select $4,000 - 50% | Security Health Plan | $746.29 |
| Select $5,000 HDHP | Security Health Plan | $791.43 |
| Engage by Medica Silver $0 Copay PCP Visits | Medica | $798.61 |
| Engage by Medica Silver Share | Medica | $816.20 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38166WI0310004 in FIPS 55017.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Chippewa County
Reviewed by Jason Burns, Editorial Steward.