Engage by Medica Silver $0 Copay PCP Visits — full price in Chippewa County, Wisconsin (2026)
Engage by Medica Silver $0 Copay PCP Visits (57845WI0050075), a silver plan from Medica in Chippewa County, Wisconsin, costs $798.61/month full price for a 40-year-old in 2026 — $1695.95 at 60, with a $3,500 deductible and $10,450 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 57845WI0050075 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $624.89 |
| 27 | $654.89 |
| 30 | $709.25 |
| 40 | $798.61 |
| 50 | $1116.06 |
| 60 | $1695.95 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $10,450
- Family out-of-pocket max: $20,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $746.29/mo. This plan is $798.61/mo at 40 — a difference of $52.32/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Chippewa County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Select $6,000 - 40% | Security Health Plan | $730.59 |
| Select $4,000 - 50% | Security Health Plan | $746.29 |
| Select $5,000 HDHP | Security Health Plan | $791.43 |
| Engage by Medica Silver Share | Medica | $816.20 |
| Engage by Medica Silver Standard | Medica | $818.26 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 57845WI0050075 in FIPS 55017.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Chippewa County
Reviewed by Jason Burns, Editorial Steward.