Medica Individual Choice Silver Standard — full price in Ashland County, Wisconsin (2026)
Medica Individual Choice Silver Standard (57845WI0040057), a silver plan from Medica in Ashland County, Wisconsin, costs $796.62/month full price for a 40-year-old in 2026 — $1691.73 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 57845WI0040057 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $623.34 |
| 27 | $653.26 |
| 30 | $707.49 |
| 40 | $796.62 |
| 50 | $1113.28 |
| 60 | $1691.73 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $777.50/mo. This plan is $796.62/mo at 40 — a difference of $19.12/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Ashland County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Select $6,000 - 40% | Security Health Plan | $774.00 |
| Medica Individual Choice Silver $0 Copay PCP Visits | Medica | $777.50 |
| Select $4,000 - 50% | Security Health Plan | $790.62 |
| Medica Individual Choice Silver Share | Medica | $794.62 |
| Select $5,000 HDHP | Security Health Plan | $838.44 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 57845WI0040057 in FIPS 55003.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ashland County
Reviewed by Jason Burns, Editorial Steward.