Blue Advantage Silver HMO℠ 205 — full price in Wise County, Texas (2026)
Blue Advantage Silver HMO℠ 205 (33602TX0461069), a silver plan from Blue Cross and Blue Shield of Texas in Wise County, Texas, costs $995.03/month full price for a 40-year-old in 2026 — $2113.07 at 60, with a $1,450 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0461069 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $778.58 |
| 27 | $815.95 |
| 30 | $883.69 |
| 40 | $995.03 |
| 50 | $1390.54 |
| 60 | $2113.07 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,450
- Family deductible: $2,900
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $793.68/mo. This plan is $995.03/mo at 40 — a difference of $201.35/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Wise County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $785.26 |
| Molina Silver Core | Molina Healthcare | $793.68 |
| Molina Silver Standard | Molina Healthcare | $794.86 |
| Molina Silver Core Pluswith Adult Vision | Molina Healthcare | $798.44 |
| UHC Silver Standard | UnitedHealthcare | $812.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0461069 in FIPS 48497.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wise County
Reviewed by Jason Burns, Editorial Steward.