What health insurance costs without a subsidy in Wise County, Texas (2026)
In Wise County, Texas, the benchmark silver plan costs $793.68/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $516.89 to $1032.30. A 60-year-old pays at least $1097.68/month, a 21-year-old at least $404.46. 5 insurers offer 66 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $404.46/mo
- Age 40 — starting at $516.89/mo
- Age 60 — starting at $1097.68/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $528.35/mo
- Silver — starting at $785.26/mo
- Gold — starting at $673.97/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Molina Healthcare, Oscar Insurance Company, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Wise County (FIPS 48497).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (66)
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $528.35/mo @ 40
- Blue Advantage Plus Bronze℠ 305 — Bronze · $599.23/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $600.75/mo @ 40
- Bronze Simple Breathe Easy with Enhanced COPD Benefits — Expanded Bronze · $516.89/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $534.55/mo @ 40
- Bronze Classic 4700 — Expanded Bronze · $540.98/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $542.62/mo @ 40
- Bronze Simple Chronic Care CKM — Expanded Bronze · $551.71/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $552.05/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $565.24/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $570.92/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $584.20/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $609.84/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $610.53/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $627.29/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $647.22/mo @ 40
- Molina Gold Saver 750 — Gold · $673.97/mo @ 40
- Molina Gold Core 1640 — Gold · $674.13/mo @ 40
- Molina Gold Saver 750 Pluswith Adult Vision — Gold · $678.72/mo @ 40
- Molina Gold Core 1640 Pluswith Adult Vision — Gold · $678.88/mo @ 40
- Molina Gold Saver 750 Pluswith Adult Dental and Vision — Gold · $695.27/mo @ 40
- Molina Gold Core 1640 Pluswith Adult Dental and Vision — Gold · $695.43/mo @ 40
- Molina Gold Standard — Gold · $698.77/mo @ 40
- UHC Gold Standard — Gold · $701.25/mo @ 40
- Gold Classic Standard — Gold · $706.75/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $717.60/mo @ 40
- Gold Classic — Gold · $717.79/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $719.86/mo @ 40
- Gold Elite — Gold · $732.65/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $736.47/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $738.73/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $828.69/mo @ 40
- Standard Gold — Gold · $830.80/mo @ 40
- Everyday Gold — Gold · $834.64/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $839.75/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $845.83/mo @ 40
- Blue Advantage Plus Gold℠ 203 — Gold · $849.65/mo @ 40
- Complete Gold — Gold · $849.71/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $861.71/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $865.70/mo @ 40
Showing first 40 of 66 plans on file.
Reviewed by Jason Burns, Editorial Steward.