BSW Prime Silver HMO 008 — full price in Reagan County, Texas (2026)
BSW Prime Silver HMO 008 (40788TX0460008), a silver plan from Baylor Scott and White Health Plan in Reagan County, Texas, costs $974.98/month full price for a 40-year-old in 2026 — $2070.50 at 60, with a $5,000 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40788TX0460008 · Issuer: Baylor Scott and White Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $762.90 |
| 27 | $799.52 |
| 30 | $865.89 |
| 40 | $974.98 |
| 50 | $1362.54 |
| 60 | $2070.50 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $962.32/mo. This plan is $974.98/mo at 40 — a difference of $12.66/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Reagan County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Silver HMO℠ 801 | Blue Cross and Blue Shield of Texas | $952.79 |
| Blue Advantage Silver HMO℠ Standard | Blue Cross and Blue Shield of Texas | $962.32 |
| Blue Advantage Silver HMO℠ 205 | Blue Cross and Blue Shield of Texas | $972.93 |
| BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) | Baylor Scott and White Health Plan | $973.83 |
| BSW Prime Silver HMO 005 | Baylor Scott and White Health Plan | $974.21 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40788TX0460008 in FIPS 48383.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Reagan County
Reviewed by Jason Burns, Editorial Steward.