What health insurance costs without a subsidy in Reagan County, Texas (2026)
In Reagan County, Texas, the benchmark silver plan costs $962.32/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $580.37 to $1408.77. A 60-year-old pays at least $1232.48/month, a 21-year-old at least $454.12. 3 insurers offer 42 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $454.12/mo
- Age 40 — starting at $580.37/mo
- Age 60 — starting at $1232.48/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $580.37/mo
- Silver — starting at $952.79/mo
- Gold — starting at $810.29/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Reagan County (FIPS 48383).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (42)
- Blue Advantage Bronze HMO℠ 301 — Bronze · $580.37/mo @ 40
- Blue Advantage Plus Bronze℠ 305 — Bronze · $585.95/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $880.25/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $587.41/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $596.29/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $596.97/mo @ 40
- BSW Savers Bronze HMO H S A 006 — Expanded Bronze · $608.80/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $613.39/mo @ 40
- BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) — Expanded Bronze · $618.54/mo @ 40
- BSW Savers Bronze HMO H S A 009 — Expanded Bronze · $625.78/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $632.87/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $919.74/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $951.17/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $973.30/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $810.29/mo @ 40
- BSW Elite Gold HMO 004 — Gold · $812.92/mo @ 40
- BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) — Gold · $813.02/mo @ 40
- Blue Advantage Gold HMO℠ 603 — Gold · $819.19/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $821.13/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $827.06/mo @ 40
- Blue Advantage Plus Gold℠ 203 — Gold · $830.82/mo @ 40
- BSW Elite Gold HMO 012 — Gold · $848.90/mo @ 40
- Blue Advantage Plus Gold℠ Standard — Gold · $863.24/mo @ 40
- UHC Gold Standard — Gold · $1168.31/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $1195.55/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $1199.33/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $1226.99/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $1230.76/mo @ 40
- Blue Advantage Silver HMO℠ 801 — Silver · $952.79/mo @ 40
- Blue Advantage Silver HMO℠ Standard — Silver · $962.32/mo @ 40
- Blue Advantage Silver HMO℠ 205 — Silver · $972.93/mo @ 40
- BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) — Silver · $973.83/mo @ 40
- BSW Prime Silver HMO 005 — Silver · $974.21/mo @ 40
- BSW Prime Silver HMO 008 — Silver · $974.98/mo @ 40
- Blue Advantage Plus Silver℠ 202 — Silver · $981.38/mo @ 40
- Blue Advantage Plus Silver℠ Standard — Silver · $985.16/mo @ 40
- Blue Advantage Plus Silver℠ 605 — Silver · $1009.42/mo @ 40
- UHC Silver Standard — Silver · $1353.93/mo @ 40
- UHC Silver Value ($0 Virtual Urgent Care) — Silver · $1375.73/mo @ 40
- UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) — Silver · $1377.34/mo @ 40
Showing first 40 of 42 plans on file.
Reviewed by Jason Burns, Editorial Steward.