UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) — full price in Kendall County, Texas (2026)
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) (40220TX0090001), a silver plan from UnitedHealthcare in Kendall County, Texas, costs $728.39/month full price for a 40-year-old in 2026 — $1546.82 at 60, with a $3,500 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0090001 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $569.94 |
| 27 | $597.30 |
| 30 | $646.88 |
| 40 | $728.39 |
| 50 | $1017.92 |
| 60 | $1546.82 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $659.43/mo. This plan is $728.39/mo at 40 — a difference of $68.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Kendall County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple Guided Care | Oscar Insurance Company | $651.96 |
| Silver Simple Diabetes Guided Care | Oscar Insurance Company | $659.43 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | Oscar Insurance Company | $664.04 |
| Silver Simple Chronic Care CKM Guided Care | Oscar Insurance Company | $664.53 |
| Silver Simple Women's Health with Menopause Benefits Guided Care | Oscar Insurance Company | $666.36 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0090001 in FIPS 48259.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kendall County
Reviewed by Jason Burns, Editorial Steward.