Silver Simple Guided Care — full price in Kendall County, Texas (2026)
Silver Simple Guided Care (20069TX0510058), a silver plan from Oscar Insurance Company in Kendall County, Texas, costs $651.96/month full price for a 40-year-old in 2026 — $1384.53 at 60, with a $6,300 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0510058 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $510.15 |
| 27 | $534.63 |
| 30 | $579.01 |
| 40 | $651.96 |
| 50 | $911.11 |
| 60 | $1384.53 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,300
- Family deductible: $12,600
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $659.43/mo. This plan is $651.96/mo at 40 — a difference of $-7.47/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Kendall County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple Diabetes Guided Care | Oscar Insurance Company | $659.43 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | Oscar Insurance Company | $664.04 |
| Silver Simple Chronic Care CKM Guided Care | Oscar Insurance Company | $664.53 |
| Silver Simple Women's Health with Menopause Benefits Guided Care | Oscar Insurance Company | $666.36 |
| Silver Classic Standard Guided Care | Oscar Insurance Company | $675.11 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0510058 in FIPS 48259.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kendall County
Reviewed by Jason Burns, Editorial Steward.