Blue Advantage Silver HMO℠ 801 — full price in Karnes County, Texas (2026)
Blue Advantage Silver HMO℠ 801 (33602TX0461110), a silver plan from Blue Cross and Blue Shield of Texas in Karnes County, Texas, costs $916.94/month full price for a 40-year-old in 2026 — $1947.24 at 60, with a $4,000 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0461110 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $717.48 |
| 27 | $751.92 |
| 30 | $814.34 |
| 40 | $916.94 |
| 50 | $1281.42 |
| 60 | $1947.24 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $725.36/mo. This plan is $916.94/mo at 40 — a difference of $191.58/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Karnes County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $705.60 |
| CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $725.36 |
| CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $745.91 |
| UHC Silver Standard | UnitedHealthcare | $808.04 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $821.05 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0461110 in FIPS 48255.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Karnes County
Reviewed by Jason Burns, Editorial Steward.