CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — full price in Karnes County, Texas (2026)
CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) (66252TX0380011), a silver plan from CHRISTUS Health Plan in Karnes County, Texas, costs $745.91/month full price for a 40-year-old in 2026 — $1584.04 at 60, with a $6,900 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 66252TX0380011 · Issuer: CHRISTUS Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $583.65 |
| 27 | $611.67 |
| 30 | $662.45 |
| 40 | $745.91 |
| 50 | $1042.41 |
| 60 | $1584.04 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,900
- Family deductible: $13,800
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $725.36/mo. This plan is $745.91/mo at 40 — a difference of $20.55/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Karnes County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $705.60 |
| CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $725.36 |
| UHC Silver Standard | UnitedHealthcare | $808.04 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $821.05 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | UnitedHealthcare | $822.01 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 66252TX0380011 in FIPS 48255.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Karnes County
Reviewed by Jason Burns, Editorial Steward.