Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Johnson County, Texas (2026)
Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) (47501TX0030009), a silver plan from WellPoint in Johnson County, Texas, costs $791.94/month full price for a 40-year-old in 2026 — $1681.78 at 60, with a $4,000 deductible and $9,550 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Johnson County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 47501TX0030009 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $619.67 |
| 27 | $649.41 |
| 30 | $703.33 |
| 40 | $791.94 |
| 50 | $1106.73 |
| 60 | $1681.78 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $9,550
- Family out-of-pocket max: $19,100
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $755.62/mo. This plan is $791.94/mo at 40 — a difference of $36.32/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Johnson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $748.63 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $755.62 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $758.74 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $763.32 |
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $785.26 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0030009 in FIPS 48251.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Johnson County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/tx/johnson/47501tx0030009 · Record ID PHI-1BGLK4W1