What health insurance costs without a subsidy in Johnson County, Texas (2026)
In Johnson County, Texas, the benchmark silver plan costs $755.62/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $437.08 to $1032.30. A 60-year-old pays at least $928.19/month, a 21-year-old at least $342.00. 6 insurers offer 86 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $342.00/mo
- Age 40 — starting at $437.08/mo
- Age 60 — starting at $928.19/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $528.35/mo
- Silver — starting at $748.63/mo
- Gold — starting at $624.81/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Cigna Healthcare, Molina Healthcare, UnitedHealthcare, WellPoint
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Johnson County (FIPS 48251).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (86)
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $528.35/mo @ 40
- Blue Advantage Plus Bronze℠ 305 — Bronze · $599.23/mo @ 40
- Wellpoint Essential Catastrophic (+ Incentives) — Catastrophic · $437.08/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $600.75/mo @ 40
- Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $460.03/mo @ 40
- Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $466.29/mo @ 40
- Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) — Expanded Bronze · $467.68/mo @ 40
- Wellpoint Essential Bronze 4000 HSA (+ Incentives) — Expanded Bronze · $480.20/mo @ 40
- Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $485.45/mo @ 40
- Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $489.64/mo @ 40
- Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $490.83/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $552.05/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $570.92/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $584.20/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $609.84/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $610.53/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $627.29/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $647.22/mo @ 40
- Connect Bronze DFW 8500 Indiv Med Deductible — Expanded Bronze · $653.88/mo @ 40
- Connect Bronze DFW 6000 Indiv Med Deductible — Expanded Bronze · $658.36/mo @ 40
- Connect myDiabetesCare Bronze DFW — Expanded Bronze · $662.94/mo @ 40
- Connect Bronze DFW CMS Standard — Expanded Bronze · $667.04/mo @ 40
- Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $624.81/mo @ 40
- Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $627.49/mo @ 40
- Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $628.55/mo @ 40
- Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $656.29/mo @ 40
- Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $658.89/mo @ 40
- Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $660.34/mo @ 40
- Molina Gold Saver 750 — Gold · $673.97/mo @ 40
- Molina Gold Core 1640 — Gold · $674.13/mo @ 40
- Molina Gold Saver 750 Pluswith Adult Vision — Gold · $678.72/mo @ 40
- Molina Gold Core 1640 Pluswith Adult Vision — Gold · $678.88/mo @ 40
- Molina Gold Saver 750 Pluswith Adult Dental and Vision — Gold · $695.27/mo @ 40
- Molina Gold Core 1640 Pluswith Adult Dental and Vision — Gold · $695.43/mo @ 40
- Molina Gold Standard — Gold · $698.77/mo @ 40
- UHC Gold Standard — Gold · $701.25/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $717.60/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $719.86/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $736.47/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $738.73/mo @ 40
Showing first 40 of 86 plans on file.
Reviewed by Jason Burns, Editorial Steward.