BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) — full price in Cottle County, Texas (2026)
BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) (40788TX0460003), a silver plan from Baylor Scott and White Health Plan in Cottle County, Texas, costs $563.29/month full price for a 40-year-old in 2026 — $1196.21 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Cottle County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 40788TX0460003 · Issuer: Baylor Scott and White Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $440.76 |
| 27 | $461.91 |
| 30 | $500.26 |
| 40 | $563.29 |
| 50 | $787.19 |
| 60 | $1196.21 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $563.51/mo. This plan is $563.29/mo at 40 — a difference of $-0.22/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Cottle County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BSW Prime Silver HMO 005 | Baylor Scott and White Health Plan | $563.51 |
| BSW Prime Silver HMO 008 | Baylor Scott and White Health Plan | $563.96 |
| Blue Advantage Silver HMO℠ 801 | Blue Cross and Blue Shield of Texas | $912.76 |
| Blue Advantage Silver HMO℠ Standard | Blue Cross and Blue Shield of Texas | $921.90 |
| Blue Advantage Silver HMO℠ 205 | Blue Cross and Blue Shield of Texas | $932.07 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40788TX0460003 in FIPS 48101.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cottle County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/tx/cottle/40788tx0460003 · Record ID PHI-Q6M5EFF6