What health insurance costs without a subsidy in Cottle County, Texas (2026)
In Cottle County, Texas, the benchmark silver plan costs $563.51/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $352.15 to $983.34. A 60-year-old pays at least $747.83/month, a 21-year-old at least $275.54. 2 insurers offer 28 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $275.54/mo
- Age 40 — starting at $352.15/mo
- Age 60 — starting at $747.83/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $555.98/mo
- Silver — starting at $563.29/mo
- Gold — starting at $470.22/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Cottle County (FIPS 48101).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (28)
- Blue Advantage Bronze HMO℠ 301 — Bronze · $555.98/mo @ 40
- Blue Advantage Plus Bronze℠ 305 — Bronze · $570.82/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $562.74/mo @ 40
- BSW Savers Bronze HMO H S A 006 — Expanded Bronze · $352.15/mo @ 40
- BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) — Expanded Bronze · $357.78/mo @ 40
- BSW Savers Bronze HMO H S A 009 — Expanded Bronze · $361.97/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $571.24/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $571.89/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $597.54/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $616.53/mo @ 40
- BSW Elite Gold HMO 004 — Gold · $470.22/mo @ 40
- BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) — Gold · $470.27/mo @ 40
- BSW Elite Gold HMO 012 — Gold · $491.03/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $776.26/mo @ 40
- Blue Advantage Gold HMO℠ 603 — Gold · $784.77/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $792.31/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $799.93/mo @ 40
- Blue Advantage Plus Gold℠ 203 — Gold · $809.36/mo @ 40
- Blue Advantage Plus Gold℠ Standard — Gold · $840.95/mo @ 40
- BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) — Silver · $563.29/mo @ 40
- BSW Prime Silver HMO 005 — Silver · $563.51/mo @ 40
- BSW Prime Silver HMO 008 — Silver · $563.96/mo @ 40
- Blue Advantage Silver HMO℠ 801 — Silver · $912.76/mo @ 40
- Blue Advantage Silver HMO℠ Standard — Silver · $921.90/mo @ 40
- Blue Advantage Silver HMO℠ 205 — Silver · $932.07/mo @ 40
- Blue Advantage Plus Silver℠ 202 — Silver · $956.03/mo @ 40
- Blue Advantage Plus Silver℠ Standard — Silver · $959.71/mo @ 40
- Blue Advantage Plus Silver℠ 605 — Silver · $983.34/mo @ 40
Reviewed by Jason Burns, Editorial Steward.