Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Collin County, Texas (2026)
Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) (47501TX0040004), a expanded bronze plan from WellPoint in Collin County, Texas, costs $433.14/month full price for a 40-year-old in 2026 — $919.83 at 60, with a $6,000 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 47501TX0040004 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $338.92 |
| 27 | $355.19 |
| 30 | $384.67 |
| 40 | $433.14 |
| 50 | $605.31 |
| 60 | $919.83 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.83/mo. This plan is $433.14/mo at 40 — a difference of $-237.69/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Collin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $439.02 |
| Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) | WellPoint | $440.33 |
| BSW Savers Bronze HMO H S A 006 | Baylor Scott and White Health Plan | $441.79 |
| BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) | Baylor Scott and White Health Plan | $448.86 |
| Wellpoint Essential Bronze 4000 HSA (+ Incentives) | WellPoint | $452.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0040004 in FIPS 48085.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Collin County
Reviewed by Jason Burns, Editorial Steward.