BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) — full price in Collin County, Texas (2026)
BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) (40788TX0460007), a expanded bronze plan from Baylor Scott and White Health Plan in Collin County, Texas, costs $448.86/month full price for a 40-year-old in 2026 — $953.22 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40788TX0460007 · Issuer: Baylor Scott and White Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $351.22 |
| 27 | $368.08 |
| 30 | $398.64 |
| 40 | $448.86 |
| 50 | $627.29 |
| 60 | $953.22 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.83/mo. This plan is $448.86/mo at 40 — a difference of $-221.97/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Collin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $433.14 |
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $439.02 |
| Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) | WellPoint | $440.33 |
| BSW Savers Bronze HMO H S A 006 | Baylor Scott and White Health Plan | $441.79 |
| Wellpoint Essential Bronze 4000 HSA (+ Incentives) | WellPoint | $452.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40788TX0460007 in FIPS 48085.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Collin County
Reviewed by Jason Burns, Editorial Steward.