Bronze Elite + PCP Saver Plus — full price in Bandera County, Texas (2026)
Bronze Elite + PCP Saver Plus (20069TX0100005), a expanded bronze plan from Oscar Insurance Company in Bandera County, Texas, costs $499.47/month full price for a 40-year-old in 2026 — $1060.69 at 60, with a $0 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100005 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $390.83 |
| 27 | $409.58 |
| 30 | $443.58 |
| 40 | $499.47 |
| 50 | $698.01 |
| 60 | $1060.69 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $711.30/mo. This plan is $499.47/mo at 40 — a difference of $-211.83/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Bandera County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $456.74 |
| Bronze Classic Standard | Oscar Insurance Company | $472.35 |
| UHC Bronze Standard | UnitedHealthcare | $475.54 |
| Bronze Classic 4700 | Oscar Insurance Company | $478.04 |
| Bronze Simple Diabetes | Oscar Insurance Company | $479.48 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100005 in FIPS 48019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Bandera County
Reviewed by Jason Burns, Editorial Steward.