Bronze Classic 4700 — full price in Bandera County, Texas (2026)
Bronze Classic 4700 (20069TX0100024), a expanded bronze plan from Oscar Insurance Company in Bandera County, Texas, costs $478.04/month full price for a 40-year-old in 2026 — $1015.17 at 60, with a $4,700 deductible and $9,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100024 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $374.06 |
| 27 | $392.01 |
| 30 | $424.55 |
| 40 | $478.04 |
| 50 | $668.05 |
| 60 | $1015.17 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,700
- Family deductible: $9,400
- Individual out-of-pocket max: $9,800
- Family out-of-pocket max: $19,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $711.30/mo. This plan is $478.04/mo at 40 — a difference of $-233.26/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Bandera County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $456.74 |
| Bronze Classic Standard | Oscar Insurance Company | $472.35 |
| UHC Bronze Standard | UnitedHealthcare | $475.54 |
| Bronze Simple Diabetes | Oscar Insurance Company | $479.48 |
| Bronze Simple Chronic Care CKM | Oscar Insurance Company | $487.52 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100024 in FIPS 48019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Bandera County
Reviewed by Jason Burns, Editorial Steward.