ConnectPlus $0 Silver — full price in Lake County, South Dakota (2026)
ConnectPlus $0 Silver (60536SD0020076), a silver plan from Avera Health Plans in Lake County, South Dakota, costs $746.68/month full price for a 40-year-old in 2026 — $1585.68 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 60536SD0020076 · Issuer: Avera Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $584.27 |
| 27 | $612.30 |
| 30 | $663.13 |
| 40 | $746.68 |
| 50 | $1043.49 |
| 60 | $1585.68 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $675.18/mo. This plan is $746.68/mo at 40 — a difference of $71.50/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Lake County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual Simplicity Standardized $6,000 | Sanford Health Plan | $663.83 |
| ConnectPlus Standard $6000 | Avera Health Plans | $675.18 |
| ConnectPlus $4500 | Avera Health Plans | $678.62 |
| Wellmark Silver Traditional EPO | Wellmark of South Dakota, Inc. | $688.90 |
| ConnectPlus MyWeighForward $6000 | Avera Health Plans | $694.60 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 60536SD0020076 in FIPS 46079.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lake County
Reviewed by Jason Burns, Editorial Steward.