Wellmark Silver Traditional EPO — full price in Lake County, South Dakota (2026)
Wellmark Silver Traditional EPO (50305SD0310010), a silver plan from Wellmark of South Dakota, Inc. in Lake County, South Dakota, costs $688.90/month full price for a 40-year-old in 2026 — $1462.96 at 60, with a $5,000 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 50305SD0310010 · Issuer: Wellmark of South Dakota, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $539.04 |
| 27 | $564.92 |
| 30 | $611.81 |
| 40 | $688.90 |
| 50 | $962.73 |
| 60 | $1462.96 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $675.18/mo. This plan is $688.90/mo at 40 — a difference of $13.72/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Lake County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual Simplicity Standardized $6,000 | Sanford Health Plan | $663.83 |
| ConnectPlus Standard $6000 | Avera Health Plans | $675.18 |
| ConnectPlus $4500 | Avera Health Plans | $678.62 |
| ConnectPlus MyWeighForward $6000 | Avera Health Plans | $694.60 |
| Wellmark Standard Silver EPO | Wellmark of South Dakota, Inc. | $700.73 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 50305SD0310010 in FIPS 46079.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lake County
Reviewed by Jason Burns, Editorial Steward.