DirectConnect $6500 HSA Eligible HDHP — full price in Davison County, South Dakota (2026)
DirectConnect $6500 HSA Eligible HDHP (60536SD0060014), a expanded bronze plan from Avera Health Plans in Davison County, South Dakota, costs $428.99/month full price for a 40-year-old in 2026 — $911.03 at 60, with a $6,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 60536SD0060014 · Issuer: Avera Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $335.68 |
| 27 | $351.79 |
| 30 | $380.99 |
| 40 | $428.99 |
| 50 | $599.52 |
| 60 | $911.03 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $13,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $535.01/mo. This plan is $428.99/mo at 40 — a difference of $-106.02/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Davison County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| DirectConnect Standard $7500 HSA Eligible HDHP | Avera Health Plans | $422.71 |
| DirectConnect $7500 HSA Eligible HDHP | Avera Health Plans | $457.47 |
| ConnectPlus Standard $7500 HSA Eligible HDHP | Avera Health Plans | $532.51 |
| ConnectPlus $6500 HSA Eligible HDHP | Avera Health Plans | $552.19 |
| ConnectPlus $7500 HSA Eligible HDHP | Avera Health Plans | $580.45 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 60536SD0060014 in FIPS 46035.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Davison County
Reviewed by Jason Burns, Editorial Steward.