What health insurance costs without a subsidy in Davison County, South Dakota (2026)
In Davison County, South Dakota, the benchmark silver plan costs $535.01/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $401.73 to $814.36. A 60-year-old pays at least $853.12/month, a 21-year-old at least $314.35. 2 insurers offer 32 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $314.35/mo
- Age 40 — starting at $401.73/mo
- Age 60 — starting at $853.12/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $532.42/mo
- Gold — starting at $602.38/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Avera Health Plans, Sanford Health Plan
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Davison County (FIPS 46035).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in South Dakota
- Bennett County — $774.01/mo benchmark
- Butte County — $774.01/mo benchmark
- Custer County — $774.01/mo benchmark
- Fall River County — $774.01/mo benchmark
- Haakon County — $774.01/mo benchmark
Plans available in this county (32)
- ConnectPlus $10,600 HSA Eligible HDHP — Catastrophic · $401.73/mo @ 40
- Sanford Individual Simplicity $10,600 — Catastrophic · $409.26/mo @ 40
- DirectConnect Standard $7500 HSA Eligible HDHP — Expanded Bronze · $422.71/mo @ 40
- DirectConnect $6500 HSA Eligible HDHP — Expanded Bronze · $428.99/mo @ 40
- DirectConnect $7500 HSA Eligible HDHP — Expanded Bronze · $457.47/mo @ 40
- ConnectPlus Standard $7500 HSA Eligible HDHP — Expanded Bronze · $532.51/mo @ 40
- ConnectPlus $6500 HSA Eligible HDHP — Expanded Bronze · $552.19/mo @ 40
- ConnectPlus $7500 HSA Eligible HDHP — Expanded Bronze · $580.45/mo @ 40
- Sanford Individual Simplicity Standardized $7,500 — Expanded Bronze · $585.81/mo @ 40
- Sanford Individual Simplicity $6,500 — Expanded Bronze · $610.06/mo @ 40
- Sanford Individual Simplicity $7,200 HSA Qualified — Expanded Bronze · $626.01/mo @ 40
- DirectConnect $1800 — Gold · $602.38/mo @ 40
- DirectConnect Standard $2000 — Gold · $606.52/mo @ 40
- DirectConnect MyWeighForward $2000 — Gold · $623.77/mo @ 40
- DirectConnect $0 Gold — Gold · $629.01/mo @ 40
- ConnectPlus $1800 — Gold · $739.73/mo @ 40
- ConnectPlus Standard $2000 — Gold · $752.18/mo @ 40
- ConnectPlus MyWeighForward $2000 — Gold · $774.00/mo @ 40
- ConnectPlus $0 Gold — Gold · $780.17/mo @ 40
- Sanford Individual Simplicity Standardized $2,000 — Gold · $786.84/mo @ 40
- Sanford Individual Simplicity $1,750 — Gold · $814.36/mo @ 40
- DirectConnect Standard $6000 — Silver · $532.42/mo @ 40
- DirectConnect $4500 — Silver · $535.01/mo @ 40
- DirectConnect MyWeighForward $6000 — Silver · $555.13/mo @ 40
- DirectConnect $0 Silver — Silver · $579.51/mo @ 40
- ConnectPlus Standard $6000 — Silver · $702.27/mo @ 40
- ConnectPlus $4500 — Silver · $705.85/mo @ 40
- Sanford Individual Simplicity Standardized $6,000 — Silver · $719.77/mo @ 40
- ConnectPlus MyWeighForward $6000 — Silver · $722.48/mo @ 40
- Sanford Individual Simplicity $3,500 — Silver · $763.04/mo @ 40
- Sanford Individual Simplicity $4,750 — Silver · $769.00/mo @ 40
- ConnectPlus $0 Silver — Silver · $776.64/mo @ 40
Reviewed by Jason Burns, Editorial Steward.