InHealth Basic Plus Standard — full price in York County, South Carolina (2026)
InHealth Basic Plus Standard (33863SC0010004), a gold plan from InStil Health in York County, South Carolina, costs $669.14/month full price for a 40-year-old in 2026 — $1421.00 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33863SC0010004 · Issuer: InStil Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $523.58 |
| 27 | $548.71 |
| 30 | $594.27 |
| 40 | $669.14 |
| 50 | $935.12 |
| 60 | $1421.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $614.44/mo. This plan is $669.14/mo at 40 — a difference of $54.70/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in York County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Gold Core 1640 | Molina Healthcare | $653.42 |
| Molina Gold Core 1640 Plus with Adult Vision | Molina Healthcare | $657.73 |
| Molina Gold Value | Molina Healthcare | $659.16 |
| Molina Gold Value Plus with Adult Vision | Molina Healthcare | $663.46 |
| Molina Gold Standard | Molina Healthcare | $682.58 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33863SC0010004 in FIPS 45091.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in York County
Reviewed by Jason Burns, Editorial Steward.