Molina Silver Saver — full price in Richland County, South Carolina (2026)
Molina Silver Saver (42326SC0010010), a silver plan from Molina Healthcare in Richland County, South Carolina, costs $596.38/month full price for a 40-year-old in 2026 — $1266.49 at 60, with a $7,000 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 42326SC0010010 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $466.65 |
| 27 | $489.05 |
| 30 | $529.65 |
| 40 | $596.38 |
| 50 | $833.44 |
| 60 | $1266.49 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,000
- Family deductible: $14,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $571.13/mo. This plan is $596.38/mo at 40 — a difference of $25.25/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Richland County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Congaree Silver 2 | BlueCross BlueShield of South Carolina | $569.35 |
| Blue Congaree Silver 2 + Adult Vision | BlueCross BlueShield of South Carolina | $571.13 |
| Blue Congaree Silver 1 | BlueCross BlueShield of South Carolina | $573.07 |
| Blue Congaree Standard Silver | BlueCross BlueShield of South Carolina | $582.03 |
| Molina Silver Standard | Molina Healthcare | $599.93 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 42326SC0010010 in FIPS 45079.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Richland County
Reviewed by Jason Burns, Editorial Steward.