Blue Congaree Silver 2 — full price in Richland County, South Carolina (2026)
Blue Congaree Silver 2 (26065SC0720003), a silver plan from BlueCross BlueShield of South Carolina in Richland County, South Carolina, costs $569.35/month full price for a 40-year-old in 2026 — $1209.08 at 60, with a $7,900 deductible and $8,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0720003 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $445.50 |
| 27 | $466.88 |
| 30 | $505.64 |
| 40 | $569.35 |
| 50 | $795.66 |
| 60 | $1209.08 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,900
- Family deductible: $15,800
- Individual out-of-pocket max: $8,800
- Family out-of-pocket max: $17,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $571.13/mo. This plan is $569.35/mo at 40 — a difference of $-1.78/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Richland County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Congaree Silver 2 + Adult Vision | BlueCross BlueShield of South Carolina | $571.13 |
| Blue Congaree Silver 1 | BlueCross BlueShield of South Carolina | $573.07 |
| Blue Congaree Standard Silver | BlueCross BlueShield of South Carolina | $582.03 |
| Molina Silver Saver | Molina Healthcare | $596.38 |
| Molina Silver Standard | Molina Healthcare | $599.93 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0720003 in FIPS 45079.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Richland County
Reviewed by Jason Burns, Editorial Steward.