First Choice Next Bronze Signature — full price in Cherokee County, South Carolina (2026)
First Choice Next Bronze Signature (73107SC0010002), a expanded bronze plan from First Choice Next in Cherokee County, South Carolina, costs $532.31/month full price for a 40-year-old in 2026 — $1130.43 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010002 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $416.52 |
| 27 | $436.51 |
| 30 | $472.75 |
| 40 | $532.31 |
| 50 | $743.90 |
| 60 | $1130.43 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $643.63/mo. This plan is $532.31/mo at 40 — a difference of $-111.32/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Cherokee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue VirtuConnect Bronze 1 | BlueCross BlueShield of South Carolina | $466.05 |
| BlueEssentials Standard Expanded Bronze | BlueCross BlueShield of South Carolina | $474.73 |
| BlueEssentials Bronze 4 | BlueCross BlueShield of South Carolina | $474.89 |
| BlueExtend PPO Standard Expanded Bronze | BlueCross BlueShield of South Carolina | $510.29 |
| Everyday Bronze | Ambetter from Absolute Total Care | $517.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010002 in FIPS 45021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cherokee County
Reviewed by Jason Burns, Editorial Steward.