BlueEssentials Bronze 4 — full price in Cherokee County, South Carolina (2026)
BlueEssentials Bronze 4 (26065SC0380013), a expanded bronze plan from BlueCross BlueShield of South Carolina in Cherokee County, South Carolina, costs $474.89/month full price for a 40-year-old in 2026 — $1008.49 at 60, with a $7,200 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0380013 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $371.59 |
| 27 | $389.42 |
| 30 | $421.75 |
| 40 | $474.89 |
| 50 | $663.66 |
| 60 | $1008.49 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,200
- Family deductible: $14,400
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $643.63/mo. This plan is $474.89/mo at 40 — a difference of $-168.74/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Cherokee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue VirtuConnect Bronze 1 | BlueCross BlueShield of South Carolina | $466.05 |
| BlueEssentials Standard Expanded Bronze | BlueCross BlueShield of South Carolina | $474.73 |
| BlueExtend PPO Standard Expanded Bronze | BlueCross BlueShield of South Carolina | $510.29 |
| Everyday Bronze | Ambetter from Absolute Total Care | $517.66 |
| Standard Expanded Bronze | Ambetter from Absolute Total Care | $519.17 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380013 in FIPS 45021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cherokee County
Reviewed by Jason Burns, Editorial Steward.